Disclaimer

Last updated: 13 November 2026 · Bahasa Malaysia

Spicy Blogging is an independent publisher. It is not a government website or app, and it is not affiliated with, endorsed by or acting for any government agency.

Not an official source

We are not affiliated with MOFA, NADRA, HEC, IBCC, PERKESO (SOCSO), KWSP (EPF), FOMEMA, the Immigration Department of Malaysia (JIM), the Ministry of Home Affairs, or any other government body, bank or telecom company named in our guides. Names, logos and trademarks belong to their owners and are used only to describe the service a guide is about.

Information only, not advice

Our guides, calculators and tools are for general information. They are not legal, financial, tax, medical or immigration advice. Rules, fees, forms and processing times change. Always confirm with the official agency or a qualified professional before you act.

Calculators give estimates

The EPF, SOCSO and EIS calculator estimates contributions using the published rates and rules we describe in our guides. Your actual contributions, and amounts shown on official statements, may differ. Employers remain responsible for paying and reporting the correct amounts to the agencies.

We never ask for your documents or money

We will never ask you for your passport number, IC number, passwords, OTP codes or payment through the app, website, WhatsApp or social media. If someone claiming to be Spicy Blogging asks for these, do not reply.

Accuracy and "last checked" dates

We try to keep each guide correct and show a "last checked" or "updated" date. We cannot guarantee that every detail is complete or current. If you see an error, email support@spicyblogging.com.

External links and advertising

Links to other websites are provided for convenience. We do not control and are not responsible for their content or privacy practices. Ads shown on our website and app are provided by Google and other advertisers. Showing an ad does not mean we endorse the advertiser or its product.

Limit of liability

To the fullest extent allowed by law, Spicy Blogging and Digital Nomads PK are not liable for any loss or damage arising from the use of, or reliance on, our guides, tools or app.


Penafian (Bahasa Malaysia)

Spicy Blogging ialah penerbit bebas. Ia bukan laman web atau aplikasi kerajaan dan tidak berkaitan dengan, disokong oleh atau bertindak bagi mana-mana agensi kerajaan.

Bukan sumber rasmi

Kami tidak berkaitan dengan MOFA, NADRA, HEC, IBCC, PERKESO (SOCSO), KWSP (EPF), FOMEMA, Jabatan Imigresen Malaysia (JIM), Kementerian Dalam Negeri atau mana-mana badan kerajaan, bank atau syarikat telekomunikasi yang disebut dalam panduan kami. Nama, logo dan tanda dagangan adalah milik pemiliknya.

Maklumat sahaja, bukan nasihat

Panduan, kalkulator dan alat kami adalah untuk maklumat am dan bukan nasihat guaman, kewangan, cukai, perubatan atau imigresen. Peraturan, yuran, borang dan masa pemprosesan boleh berubah. Sentiasa sahkan dengan agensi rasmi atau profesional bertauliah sebelum bertindak.

Kalkulator memberi anggaran

Kalkulator EPF, SOCSO dan EIS menganggar caruman berdasarkan kadar dan peraturan yang diterbitkan. Jumlah sebenar pada penyata rasmi mungkin berbeza. Majikan kekal bertanggungjawab membayar dan melapor jumlah yang betul kepada agensi.

Kami tidak meminta dokumen atau wang anda

Kami tidak akan meminta nombor pasport, nombor IC, kata laluan, kod OTP atau bayaran melalui aplikasi, laman web, WhatsApp atau media sosial.

Pautan luar, iklan dan had liabiliti

Kami tidak mengawal kandungan laman luar. Iklan dipaparkan oleh Google dan pengiklan lain dan tidak bermakna kami menyokong produk tersebut. Setakat yang dibenarkan undang-undang, Spicy Blogging dan Digital Nomads PK tidak bertanggungjawab atas sebarang kerugian akibat penggunaan atau pergantungan pada panduan, alat atau aplikasi kami.

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