EPF, SOCSO & EIS Calculator Malaysia (Foreign & Local Workers)

Free EPF, SOCSO and EIS calculator for foreign workers and Malaysians, with 2026 rates.

Enter a monthly wage, choose foreign worker, Malaysian or aged 60+, and the calculator shows what is taken from the pay, the take-home amount, and what the employer pays on top for EPF, SOCSO and EIS.

It uses the 2026 rates from KWSP and PERKESO, including Lindung 24 Jam. It does not include PCB (income tax).

Calculate Your Deductions

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The Rates Used

Foreign workers (under 60):

  • EPF: 2% from the worker and 2% from the employer. Mandatory for wages from October 2025.
  • SOCSO from the worker: 0.5% for the Invalidity Scheme plus 0.75% for Lindung 24 Jam, which started on 1 June 2026. That is 1.25% in total for the first two years.
  • SOCSO from the employer: 1.75% in total (1.25% Employment Injury and 0.5% Invalidity).
  • EIS: not for foreign workers.

Malaysians and permanent residents (under 60):

  • EPF: 11% from the employee. The employer pays 13% on wages up to RM5,000 and 12% above that.
  • SOCSO: 0.5% from the employee and 1.75% from the employer. Lindung 24 Jam (0.75%) became optional for Malaysians in July 2026, so it is a tick box.
  • EIS: 0.2% from the employee and 0.2% from the employer.

Malaysians aged 60 and above:

  • SOCSO: the employer pays 1.25% (Employment Injury only). Nothing is taken from the worker.
  • EIS: not charged.
  • EPF: not calculated here. Check the current rate with KWSP.

SOCSO and EIS count wages up to RM6,000 a month. Anything above that is ignored for those two. EPF has no such ceiling.

How the Figures Are Worked Out

  • EPF for Malaysians follows the official Third Schedule. Wages are grouped in RM20 steps up to RM5,000 and RM100 steps above that. The contribution is worked out on the top of the step and rounded up to the next ringgit.
  • EPF for foreign workers is 2% of the wage, with any sen rounded up to the next ringgit.
  • SOCSO and EIS use RM100 wage steps and count the middle of each step. A wage of RM3,000 falls in the RM2,900 to RM3,000 step, so it is counted as RM2,950. Amounts are rounded to the nearest 5 sen.
  • PCB (monthly income tax) is not included, because it depends on tax residency, marital status and reliefs.

The result is an estimate. The exact amount on your payslip can differ by a few sen because PERKESO prints its own table.

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Frequently Asked Questions

Yes. Since 1 July 2024 the worker pays 0.5% for the Invalidity Scheme, and since 1 June 2026 the worker also pays 0.75% for Lindung 24 Jam. The Employment Injury Scheme (1.25%) is paid by the employer only.

No. In July 2026 the government made Lindung 24 Jam optional for Malaysian workers only. It stays compulsory for foreign workers.

SOCSO and EIS are read from PERKESO's printed table, which counts the middle of each RM100 wage step. The calculator follows the same method, but the printed table can round a few sen differently.

Enter the total monthly pay that EPF applies to: basic salary plus fixed allowances, overtime and commission. Do not include reimbursements, such as travel claims.

Yes, choose Aged 60+. From age 60 the employer pays only the 1.25% Employment Injury SOCSO, and there is no SOCSO deduction from the worker and no EIS. EPF for this age group is not calculated here, so check the current rate with KWSP.

Official Sources

Last checked November 2026. This calculator is for general information only. Spicy Blogging is not connected with KWSP or PERKESO. Always confirm the figures with them or with your employer.

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